Born and raised in Turkey, Sema moved to the states with her family at the age of 7. She brings with her over 25 years of banking experience always making customer service and client satisfaction her main priority. During her successful banking career, she developed a huge passion for residential lending and obtained her NMLS Mortgage Lending license. Sema is also the owner of Stamp Bar and Grill restaurant in San Carlos and has over 16 years of experience in the hospitality industry as well. Growing up in the Bay Area Sema was widely respected and honored for her community volunteer efforts and her advocacy in philanthropic work was one that was reckoned with. Sema decided to pursue a lifelong dream and founded her own non-profit, establishing Fund A Need (FAN) in Feb of 2014. Sema’s non-profit helps low-income struggling seniors in the Bay Area.

As A Loan Officer at Guarantee Mortgage Sema brings with her a winning infectious personality along with a very rich sphere of connections. Her years of experience in business management, community involvement, people & social skills, finance, and a savvy go-getter approach are just a few of her attributes. Along with her diverse background and sphere of influence, Sema brings with her a winning infectious personality and years of professional expertise. She has been hugely recognized and awarded for her long list of achievements, successes, and efforts from many local & State dignitaries.

When she does find time for herself with the many hats she wears, Sema enjoys working out, boxing, traveling & spending time with her friends & family.

Sema Tosun currently resides in Redwood Shores with her husband Steve.