Julie Malta

Julie Malta

Want the house of your dreams?  Or a quick closing on a refinance?  Our processes are very refined so we can close quickly to compete with cash offers or multiple offers in communities with limited inventory. We fully prepare and underwrite your loan package prior to...
Karen Toms Brown

Karen Toms Brown

Karen Toms Brown has more than 30 years’ experience in the mortgage industry. She began her career in secondary marketing of mortgage loan commitments and transitioned to loan origination, where she discovered her true calling was helping individuals and families...
Sahar Milani

Sahar Milani

With over 17 years progressive experience in the mortgage industry, I started my career as a mortgage loan processor in 2001. I am familiar with all aspects of the loan process. Retiring from my processing position in 2015 to work directly with clients as a mortgage...
Tim Higbee

Tim Higbee

Forty years of customer focus underlies Tim Higbee’s work experiences in business ownership, client management, and strategic planning. Now he finds himself at the perfect intersection of his passions, having spent the past 20 years working directly with clients in...
Bob Bednarz

Bob Bednarz

I am a residential loan specialist with Guarantee Mortgage in the San Francisco Bay Area and recently licensed in New Mexico. I started my career as a Mortgage Lender in 1992 and built my reputation on referral marketing. I defy the notion that mortgages are...