First-time homebuyer: When you’re ready to buy your first home
If you are buying your first home, we’ll guide you through the entire process of financing your first home and getting your first mortgage, educating you, and advocating on your behalf, along the way.
The loan process: How to finance your first house.
Although the process of getting a mortgage may seem complex—perhaps even daunting—you’ll find that the process is much easier to grasp when you break it down into a series of steps, all of which lead to your first home. We’ve broken down the process for first time homebuyers in order to help prepare you for the journey:
Ready to buy? Get prequalified or preapproved. Get answers.
Have you already spotted a home that you’d love to make yours? Or are you trying to get your finances in order and understand your mortgage options before you begin your home search? Do you want to know whether you should buy versus rent, or how much a monthly mortgage payment would be for you? Utilize our online mortgage calculators to see how much you can afford.
In the current competitive market, the best option is to get prequalified or preapproved for your mortgage before you begin your home search. That’s why we encourage you to connect with a Loan Advisor who specializes in helping first-time homebuyers, or send us an email to request a free consultation. The consultation usually takes between 15 and 30 minutes. An Advisor will answer your questions, talk to you about the mortgage options that make sense given your finances, and get you prequalified for a mortgage or preapproved for a home purchase if you’re ready for those steps.
Ready to start now? Complete the online mortgage application form.
Are you far enough into your research to start the process right now? Don’t worry about documentation at this point—your best informed estimates will work to begin with. Once we receive your application, a Loan Advisor will get back to you within no more than one business day.