Buying a home in one of the most desirable areas in the nation can be intimidating.

While luxury homes in the San Francisco Bay Area typically are in high demand and sell for above listing price, you may find them increasingly within reach.

Here are three reasons to be optimistic about entering the Bay Area market this fall and purchasing your ideal home.

New listings this fall
The Bay Area market differs from others. The start of the home-buying season is one way.

In San Francisco, generally speaking, it’s fall that sees the highest number of new listings. Available homes begin to pour in after Labor Day and they tend to sell quickly, just in time for the winter months so folks can get settled before the holidays and onset of the rainy season.

Take advantage of the activity by planning your house hunting accordingly. You may be surprised and pleased at what you find on the market!

Entering the market around this time of year has its benefits, and if your timing is right, you may get a rare Bay Area discount.

Motivated sellers
We know you’re motivated to purchase a home, but things can move very smoothly if the sellers feel the same.

This time of year, people selling their homes in the colder months may be more ready to make a deal knowing the buying season tends to slow up toward the end of the year.

As listing periods reach their maturity, sellers may be open to further negotiating on a price and other factors to avoid withdrawing their listing.

Use a Jumbo Loan
If these reasons aren’t enough to convince you that there’s no better time to enter the market, here’s one more: Our Jumbo Loans program. Rates have steadily been coming down all year on Jumbo Loans and it is yet another reason why the fall buying season may be ideal.

Jumbo Loans are available in both fixed and adjustable-rate terms and carry a wide range of terms depending on your cash down and financing needs..

If you have any questions about buying a home in the Bay Area, do not hesitate to reach out to us. We have the experience and products to get it done.