Posted: 05/19/2014

Mortgage industry leaders join forces based on their steadfast commitment to provide a retail lending portfolio and timely transactions to make home ownership a reality.

SAN FRANCISCO, CA & ROSEVILLE, CA – May 9, 2014 – American Pacific Mortgage Corporation (APMC), one of the largest independent retail lending and branching companies in the country, announced today that Guarantee Mortgage has joined ranks with APMC.

Guarantee Mortgage is a Bay Area mainstay mortgage lender having served the California market for 20+ years with $2 billion in annual loan production. Coupled with APMC’s $4.3 billion in 2013 loan production along with its vast distribution of lending products and servicing expertise, the combined firms are even better equipped to meet every real estate lending need.

Bob Siefert, Guarantee Mortgage

“Our top priority has always been to provide world-class client service and to provide an array of loan products for our clients. APM has a stellar lending platform and innovative products geared for the current purchase market,” stated Bob Siefert, CEO of Guarantee Mortgage. “Finding a home in the Bay Area is a bit of a challenge under the current market. Through APM, we can now offer a SecureLock Program*, which offers interest rate protection prior to locating a property from rising rates with full credit approval; while allowing for a float down option if rates do go down. Nothing could be more timely in this market.”

“We are very excited to have Guarantee Mortgage join the APM family. We share the common value of building value-based relationships with our clients through exceptional customer service and bringing great products to market,” stated Bill Lowman, President of American Pacific Mortgage. “We are committed to the success of each of our branches and the community it serves to fund loans with excellent pricing and service.”

About American Pacific Mortgage

Named as one of the top 100 mortgage companies in America in 2013 by Mortgage Executive Magazine, American Pacific Mortgage has become the company of choice for entrepreneurial mortgage originators. Founded in 1996, APM has grown organically to include over 700 originators and 150 branches in 18 states. American Pacific Mortgage is a purchase-focused retail mortgage lender that funded over $4 billion in loans in 2013, exclusively offering the Keys on Time Guarantee** – allowing borrowers to write a competitive offer and ensure they have the keys to their new property within 12 days. For more information visit

About Guarantee Mortgage

Guarantee Mortgage has helped Bay Area families finance their homes for over 20 years with over $2 billion in loans annually. Guarantee Mortgage’s top priority is to help its clients make an informed decision by presenting all available loan options along with exceptional customer service, competitive mortgage rates and extensive mortgage product offerings. For more information visit


©2018 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.

*Certain restrictions may apply.

**Not available in Oregon. The conditional approval notification is valid for 60 days. Complete Income and Asset information must be present at initial submission for a TBD-KOT approval. The remaining loan package including Appraisal, Prelim, Purchase Contract and any other outstanding conditions must be submitted together at one time at least 12 calendar days prior to COE date. The “Keys on Time” program is a limited guarantee that APMC will provide a credit to the borrower of $795 after the close of escrow if, due to some fault on the part of APMC, its originators or other APMC staff, a purchase transaction does not close until a date after the originally stated close of escrow date. The “Keys on Time” limited guarantee does not apply if the purchase transaction fails to close on or before the anticipated close of escrow date due to events/circumstances beyond APMC’s control, including but not limited to, delays caused by: an unacceptable or unexpectedly low appraisal value on the subject property, acts or omissions by the escrow or title company, second lien holder approvals, short sale approval, or loan conditions imposed by the lender that, despite reasonable diligence by APMC, are not met by any party in a timely manner. The limited guarantee does not apply to the HARP program, reverse mortgages, FHA 203k, non-delegated jumbo products or any loans that require prior approval from an investor. The limited guarantee applies to purchase transactions only. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice.

*The views, articles, postings and other information listed on this website are personal and do not necessarily represent the opinion or the position of American Pacific Mortgage Corporation. For more information please visit our Disclosures page: